When you purchase a disability insurance policy, you are entering into a contract with the insurance company. You agree to fulfill the terms of your obligations, which include making timely premium payments and supplying the insurance company with all required records, reports and information in the event you file a disability claim for payment.
The insurance company has legal obligations to uphold on its side of the contract, as well. The law stipulates that the provider cannot act in bad faith regarding denying legitimate claims for payment. The insurance companies have an obligation to investigate every claim and, unless they can prove fraud or show valid reason that the injury, illness or disability does not qualify under the terms of the contract, they must approve the claim for payment. Over the past several years, however, national disability insurance providers have been facing thousands of "bad faith" lawsuits from policyholders who have had their claims denied, often even without a complete investigation into the extent of injury, illness or disability.
Free Consultation · Representing Policyholders Only · No Fees if Claim Not Approved
Contact Greg Jones Law if you have been denied long-term disability insurance coverage from any disability insurance provider in the U.S., including:
- Unum, Provident Life
- CIGNA
- The Standard
- MetLife
- Principal
- MassMutual
- Guardian Life, Berkshire Life
- Lloyd's of London
- Union Central
An Insurance Policy Is a Contract. You Have the Right to Sue.
If you have had your claim denied by your disability insurance company, either private insurance policy or through your employer's ERISA benefits, you have the right to sue the provider for breach of contract. Talk to an attorney at Greg Jones Law. The firm represents plaintiffs in denied disability claims cases nationwide and has earned a hard-won reputation for taking on the largest disability insurance companies and winning.
Services Restricted to Bad Faith Denied Disability Claims Cases for Plaintiffs
Greg Jones Law is NOT a Social Security Disability Insurance (SSDI) firm, although people filing for a claim through their private disability insurance provider may also qualify for government SSDI benefits. In addition, Greg Jones Law does not provide services for filing an initial disability insurance claim. Our attorneys restrict their practice to bad faith disability insurance litigation. At no time does Greg Jones Law provide legal counsel for disability insurance companies. Attorneys at Greg Jones Law are fully qualified, experienced trial lawyers who prepare every denied claim case to take to trial. The firm represents clients throughout the United States and provides a free case evaluation, with no obligation to retain their services. If you retain the firm as your legal counsel, you will not pay attorneys' fees if your denied claim is not approved in appeal, or you win in court.
Learn more about bad faith disability insurance practices at these information pages:
- Mental illness and subjective symptoms
- Your rights as a disability insurance policyholder
- FAQ about denied disability insurance claims
- ERISA vs. self-paid disability insurance
- Denied claims appeals
Greg Jones Law provides legal advice and representation for clients who have been denied claims from their disability insurance provider anywhere in the United States. From anywhere, call toll free 800-481-5707 or contact the firm by e-mail to arrange a free consultation with an experienced nationwide disability claim appeals attorney today.
